EXPLORE, DREAM and DISCOVER
We believe it’s about your life, not just your finances. When you stop sweating the small stuff, creativity happens and dreams may begin. While you may have the ability to manage your financial affairs the question is; do you have the time it takes, the freedom to focus on creating the dream and the knowledge to develop a plan and stick to it?
If you do, we have a lot of helpful information on our website. Please continue to look around and let us know what you like and don’t like. However, if you don’t have the time, freedom or knowledge required, we do. We help our clients explore, dream and then discover the path to turn dreams into reality.
Our work together begins by exploring and really getting to know you by asking a lot of questions. For example, what does an ideal retirement look like to you? We also want to know what really matters to you. How do you like to spend your spare time? Do you feel passionately about any causes? Depending on your situation we encourage you to dream a little. What would you change if you had an unlimited source of money? No time constraints?
Through our planning process we help you discover ways to turn those dreams into goals and then define a path to achieve those goals. Our discoveries may surprise you. We might find you are well on your way and simply need to keep up the good work. Or we may discover ways to really change your life; perhaps you can retire early if you begin with "X". Some of our clients have their lives take off in new a direction as a result of our work together. Others have continued on as usual with more purpose, clarity and confidence in knowing they are on the path to achieving their dream. In either case, they have a clear sense of purpose and satisfaction in knowing they are on the right path.
Since life is a journey with an ever changing landscape, we must periodically revisit and review the plan. Financial planning is a process. Periodically we will ask; what has changed in your life? A clear benefit to working with us is that we will be there to ask the important questions and ensure your financial plan stays in line with your life and your dreams.
Most dreams are attainable if the dreamer is ready to devote consistent, intelligent effort to them. ~ Dr. Bob Rotella
At Lighthouse Financial Planning, you, the client, come first. Always.
The Lighthouse team is credentialed through the industry’s leading designation: “CFP®”, or CERTIFIED FINANCIAL PLANNER (TM) and we operate under a strict code of ethics put forth by the National Association of Personal Financial Advisors (NAPFA). Indeed, each firm member has eschewed or given up their licenses to sell financial “products” and we operate under the terms of the NAPFA Fiduciary Oath.
As a result, you get independent, unbiased, complete, straightforward advice on what is best for your situation. Delivered in plain English. No fancy brochures or free dinners. You get what you pay for, with no strings attached.
- No Selling. Lighthouse Financial Planning does not earn one dime of commission or payment from selling financial products. Such conflicts of interest are taken out of the equation.
- Holistic approach. Lighthouse thoroughly appraises your situation and builds a wealth management plan tailored to the nuances of your situation, covering all “bases” of wealth accumulation, preservation, and eventual distribution.
- Unique, individually tailored plans. From the start, Lighthouse treats you as an individual and your situation as unique. We get to know your goals, concerns, risk profile and experiences well enough to give advice we would follow if in your situation. There are no formulas or “canned” financial recommendations.
- The services YOU want. Lighthouse offers services ranging from “second opinions” on specific financial questions to comprehensive ongoing wealth management services.